Términos y condiciones

This website and the services offered through this website (collectively, this "Site") are operated and maintained by Blue Cross & Blue Shield of Rhode Island ("BCBSRI"). LEA ATENTAMENTE ESTOS TÉRMINOS Y CONDICIONES ANTES DE USAR ESTE SITIO.

Términos y condiciones de Internet

The following terms and conditions ("Terms") govern your use of this Site. Al acceder, ver o utilizar el material del Sitio, indica que comprende y acepta estos Términos. Podemos modificar y actualizar estos Términos en cualquier momento. Revise periódicamente los Términos publicados en este Sitio, ya que su uso continuo de este Sitio después de la publicación de los cambios a estos Términos implicará que acepta tales cambios.

Blue Cross & Blue Shield of Rhode Island is an independent corporation operating under a license from the Blue Cross and Blue Shield Association (the "Association"), which permits BCBSRI to use the Blue Cross and Blue Shield service marks in the State of Rhode Island; (ii) BCBSRI is not contracting as the agent of the Association; (iii) you have not agreed to these Terms based upon representations by anyone other than BCBSRI, and that no person, entity or organization other than BCBSRI shall be held accountable or liable to you for any of BCBSRI's obligations to you under these Terms.

Prohibición de promoción u oferta

This Site is designed to provide general information about BCBSRI, its products, services, and plans. La información del Sitio no está destinada a constituir una oferta para la venta ni promoción de un producto o servicio particular. Algunos productos o servicios pueden no estar disponibles para todos los empleados, miembros ni en todas las áreas del estado de Rhode Island.

Geography

This Site may be available for users outside of the United States only for purposes of information only. The Site is controlled by BCBSRI from its offices in the State of Rhode Island in the United States of America.

Prohibición de asesoramiento médico y legal

La información proporcionada en este Sitio es para fines informativos generales. No constituye asesoramiento médico ni legal, ni sustituye la obtención de asesoramiento profesional actualizado de una persona calificada. Always consult with your doctor for appropriate examinations, treatment, testing, and care recommendations. Do not rely on information on this Site as a tool for self-diagnosis. Si tiene preguntas sobre una ley o requisito mencionados en este Sitio, debe comunicarse con su asesor legal.

Si su uso de este Sitio involucra el ejercicio, consulte con un médico antes de comenzar cualquier ejercicio o programa de ejercicios. Al realizar cualquier actividad física, existe un riesgo de lesión. Si bien tratamos de describir los métodos más seguros y efectivos para realizar el entrenamiento físico, no podemos evitar que se produzcan lesiones. Debe tener un buen estado de salud y conocer la forma, las técnicas y la preparación adecuadas que requieren los ejercicios que realiza y los equipos que utiliza. Utilice siempre técnicas seguras y equipos de protección al realizar ejercicios. Si no conoce las técnicas y los equipos apropiados y seguros para los ejercicios que pretende realizar, solicite asesoramiento y asistencia antes de realizarlos. Suspenda el ejercicio si tiene dolores de cabeza, mareos, falta de aire o molestias, y consulte a su médico u otro proveedor de atención médica. BCBSRI is not responsible or liable for any injury that may result from your exercise. BCBSRI assumes no liability or responsibility for damage or injury to persons or property arising from any use of any product, information, idea, or instruction contained in the materials provided to you.

Privacidad y seguridad

BCBSRI has a Privacy Statement disclosing what information we collect about visitors to this Site, how we use such information, the steps we take to secure such information, how you can view and correct such information, and how you can decline to have information about you collected or used. Además, la Declaración de privacidad brinda información sobre la seguridad y confidencialidad de la información que nos envía por correo electrónico o por este Sitio. Haga clic aquí para ver la Declaración de privacidad. Please be advised that the confidentiality of any communication or material transmitted to BCBSRI via this Site or Internet electronic mail cannot be guaranteed. To ensure private and personalized attention, you may contact BCBSRI by telephone at 401-459-1000 or at the telephone numbers provided at various locations on our Site, or by writing to us at Blue Cross & Blue Shield of Rhode Island, 500 Exchange Street, Providence, Rhode Island 02903-2699, Attn. Web Services. The security of your electronic communications to BCBSRI is discussed in further detail in our Privacy Statement.

Comunicaciones electrónicas

When you provide us with your email address or telephone number, we may communicate with you through (a) electronic delivery of communications about existing benefits, programs, products, services, or tools and/or general health information via email, websites, and mobile applications (collectively, "Informational Electronic Communications") and (b) informational calls and text messaging ("Informational Calls and Texts"), regarding the programs, products, or services that we make available to you.

Las Comunicaciones electrónicas informativas incluyen, a título enunciativo pero no limitativo, información sobre su plan de beneficios, programas, productos o servicios que están o pueden estar disponibles para usted en relación con sus transacciones con nosotros, actualizaciones de servicios en línea, recordatorios o información de bienestar general, información general de salud, boletines informativos y encuestas. They do not include communications we are required by law to provide to you in writing ("Required Notices"), described more fully in Required Notices Information.

Cuando nos proporciona un número de teléfono, ya sea fijo o móvil, podemos comunicarnos con usted, utilizando medios automatizados, pregrabados o no automatizados, para proporcionarle información sobre sus beneficios, programas, productos, servicios o herramientas existentes. The Terms and Conditions of the texting programs we offer, such as Your Blue Wire, as well as those programs' specific requirements, apply to your interactions with us by text and are incorporated in these Terms by reference.

Para excluirse de las Comunicaciones electrónicas informativas o de las Llamadas informativas y mensajes de texto, actualice sus preferencias en la página de Preferencias de comunicaciones de nuestro portal. También puede llamarnos para hacernos saber que ya no desea recibir estas comunicaciones. Cualquier solicitud para optar por no recibir estas comunicaciones será vigente solo después de que tengamos un período de tiempo razonable para procesar su solicitud. Es posible que las opciones de exclusión no se apliquen a ciertos tipos de comunicaciones, como los Avisos requeridos, el estado de la cuenta, las actualizaciones de los Servicios en línea u otras comunicaciones del plan.

Tiene la oportunidad de actualizar su información de contacto y elegir sus preferencias de comunicación en cualquier momento a través de la página de Preferencias de comunicaciones de nuestro portal. Es su responsabilidad proporcionarnos información de contacto precisa y actualizar cualquier cambio con prontitud. Podemos usar la misma información de contacto proporcionada anteriormente si cambia o agrega un plan de beneficios, programa, producto o servicio que ponemos a su disposición. Entiende que no actualizar su información de contacto puede retrasar su suministro de Comunicaciones electrónicas informativas. Usted nos libera y exime de cualquier consecuencia de su falta de proporcionar información de contacto precisa o de actualizar su información de contacto.

Su uso de este Sitio

User Responsibility for Site Use. NO debe compartir su contraseña ni su cuenta con otras personas ni con terceros. You must notify BCBSRI at Blue Cross & Blue Shield of Rhode Island, 500 Exchange Place, Providence, RI 02903, Attn: Web Services, of any known or suspected unauthorized use(s) of your account, or any known or suspected breach of security, including, but not limited to, loss, theft or unauthorized disclosure of your password. Usted es responsable de todo uso o actividad con su cuenta en este Sitio. Any fraudulent, abusive, or otherwise illegal activity may be grounds for termination of your access to this Site, at BCBSRI's sole discretion and BCBSRI may refer you to appropriate law enforcement agencies.

Restrictions. Subject to your acceptance and compliance with these Terms, BCBSRI grants you a nonexclusive, nontransferable, revocable, limited right and license to access and make personal use of the Site and the material provided hereon for your personal, noncommercial use. BCBSRI authorizes you to view, download and/or print a small number of copies of the content on this Site solely for your personal, noncommercial use, provided you keep intact all copyright and other proprietary notices. De lo contrario, ningún contenido de este Sitio puede reproducirse, modificarse, republicarse, transmitirse, mostrarse, representarse ni distribuirse de manera alguna. No debe modificar, vender, ceder ni transferir el contenido, ni reproducir, mostrar, distribuir ni utilizar de ninguna otra manera el contenido de ninguna forma para fines públicos, comerciales u otros, a excepción de lo expresamente permitido por el presente. No debe aplicar ingeniería inversa, desmontar, descompilar ni crear obras derivadas del contenido. Content is subject to change without notice at the discretion of BCBSRI.

Use of Interactive Areas. BCBSRI may provide interactive forums, chat rooms, blogs, news groups, bulletin boards, scorecards, rating and review tools, and other interactive areas ("Interactive Areas") on this Site. Interactive Area postings do not represent the professional advice or opinions of BCBSRI or its staff. BCBSRI does not assume any responsibility for the truthfulness, accuracy, or reliability of any material posted on any Interactive Area, or of consequences of any Interactive Area communications on or arising from use of this Site. ANY RELIANCE ON CONTENT POSTED IN AN INTERACTIVE AREA IS AT YOUR OWN RISK. Si se siente amenazado o cree que otra persona se encuentra en peligro, debe comunicarse de inmediato con su agencia de orden público local.

You are responsible and liable for all activities conducted by you on this Site or in such Interactive Areas as well as the content of your messages. Es responsable de asegurar que no actúa de una manera que constituya o forme parte de una conducta que represente incumplimiento de una ley vigente federal, estatal u otra. Usted se compromete específicamente a no:

  • Violar códigos de conducta u otras directivas que puedan aplicarse a un área interactiva particular;
  • Permitir que otra persona o entidad utilice su identificación para publicar o ver comentarios;
  • Borrar, modificar, corromper o tratar de cambiar el contenido de este Sitio;
  • Usar el área interactiva con relación a encuestas, concursos, esquemas piramidales, cadenas de cartas, correo electrónico no deseado, mensajes basura o cualquier mensaje no solicitado o duplicado (comercial o de otra índole);
  • Use any device, software or routine intended to damage or otherwise interfere with the proper functioning of an Interactive Area or take any other action that interferes with other parties' use of the Site;
  • Utilizar robots, rastreadores u otro dispositivo o proceso automático o manual con el objetivo de obtener o recopilar información del Sitio con otros fines distintos de los de un motor de búsqueda disponible generalmente;
  • Publicitar u ofrecer para la compra o venta bienes o servicios con fines comerciales, salvo que dicha área interactiva permita específicamente tales mensajes;
  • Restringir o impedir que otro usuario utilice y disfrute de las áreas interactivas;
  • Publicar, cargar, distribuir o divulgar temas, nombres, material o información inapropiados, vulgares, obscenos, indecentes o ilegales, o
  • Difamar, maltratar, acosar, acechar, amenazar o violar de otra manera los derechos legales de un tercero.

BCBSRI has no obligation to monitor any Interactive Areas on this Site. However, BCBSRI reserves the right to review, reprint, modify, distribute, remove or delete any posts in the Interactive Areas or this Site, regardless of whether such communication(s) violate these Terms. BCBSRI reserves the right at all times to disclose any information as BCBSRI deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post, or to remove any information or materials, in whole or in part, in BCBSRI's sole discretion. BCBSRI is not obliged to maintain back-up copies of any material submitted or posted on this Site.

USERS LESS THAN 18 YEARS OF AGE AND NOT AN EMANCIPATED MINOR MUST OBTAIN PARENTAL PERMISSION PRIOR TO ANY USE OF THE SITE. El padre o tutor asume responsabilidad plena de la interpretación y el uso de la información brindada a través de este Sitio por parte del menor.

Enlaces a otros sitios web

Este Sitio puede contener enlaces a otros sitios web de Internet para la comodidad de los usuarios. You acknowledge and agree that these third-party sites are maintained by persons or organizations over which BCBSRI exercises no control, and BCBSRI is not responsible for the content, the accuracy of the information, availability of such third-party site and/or quality of products or services provided by or advertised on these third-party sites. You further acknowledge and agree that, under no circumstances, will BCBSRI be held liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of, or reliance on, any content, advertisements, products, services or other resources available from any other third-party site (regardless of whether we directly or indirectly link to such content, advertisements, products, services, or other resources). Salvo que se indique lo contrario, los enlaces no representan intención de promover ni aprobar información, productos o servicios.

Derechos de propiedad

All material compiled and contained in this Site including any trademarks, copyright, or other intellectual property, of BCBSRI, its affiliates, is protected by law, including but not limited to United States copyright law. BCBSRI and its affiliates are the owners of the trademarks, copyright, or other intellectual property in the entire content (including images, text and look and feel attributes) of www.BCBSRI.com and reserves all rights in that regard. All other trademarks, copyright, or other intellectual property, including any software not owned by BCBSRI or its affiliates that appear on this Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by BCBSRI or its affiliates For purposes of these terms and conditions of use, the term "affiliates" means any entity or person, directly or indirectly, owning a controlling interest in, or under common ownership control with, BCBSRI, or any entity or person in which BCBSRI directly or indirectly, owns a controlling interest. Nothing contained on this Site should be construed as granting, by implication, estoppel or otherwise, any license or right to use any of the trademarks, copyrights or other intellectual property of BCBSRI, or its affiliates displayed or contained in the Website without the express, written consent of BCBSRI or its affiliates, or its respective owners. Any commercial use of Site content is prohibited without the prior written consent of BCBSRI.

Opiniones, comentarios y sugerencias

BCBSRI welcomes your comments and suggestions about how to improve our products and services and this Site in accordance with these Terms. BCBSRI may monitor and edit or remove any activity or content, but it has no obligation to do so. BCBSRI takes no responsibility and assumes no liability for any content posted by you or any third party, but BCBSRI and its affiliates reserve the right to refuse service, terminate accounts, remove or edit content, or revoke licenses to use the Site in its sole discretion. By transmitting any such comments and/or suggestions (collectively, "Content") to BCBSRI, you automatically grant BCBSRI the royalty-free, perpetual, irrevocable, non-exclusive right and license to use, distribute, and display such Content (in whole or part) and/or to incorporate it in other works in any form for the full term of any rights that may exist in such Content.

Exclusión de garantías y exención de responsabilidad

While we endeavor to keep the materials on the Site up-to-date, BCBSRI cannot assume responsibility for any errors or omissions in these materials. BCBSRI has no obligation to update this Site and any information presented may be out of date and contain inaccuracies or errors. To the fullest extent permissible by applicable law, BCBSRI disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. BCBSRI may make changes to these materials, to the products or services described herein, or to these Terms, at any time without prior notice, except as prohibited by law. Neither BCBSRI nor your employer or plan sponsor makes any representation or warranty concerning errors, omissions, delays or other defects in the information supplied to users, or that its files are free of viruses, worms, Trojan horses or other code that include or manifest contaminating or destructive characteristics.

USERS OF THIS SITE AGREE THAT BCBSRI SHALL NOT BE LIABLE FOR ANY CLAIM, LOSS OR DAMAGES WHICH MAY RESULT FROM THE USE OF, ACCESS TO, OR INABILITY TO USE THIS SITE AND THE SITE IS PROVIDED BY BCBSRI ON AN "AS IS" AND "AS AVAILABLE" BASIS. USTED ACEPTA USAR ESTE SITIO Y ENVIAR INFORMACIÓN BAJO SU RESPONSABILIDAD.

BY ENTERING OR USING THIS SITE, YOU HEREBY EXPRESSLY AGREE THAT BCBSRI, YOUR EMPLOYER OR PLAN SPONSOR, AND THEIR RESPECTIVE PARENTS, OFFICERS, DIRECTORS, AGENTS AND EMPLOYEES, SHALL NOT BE LIABLE TO YOU FOR ANY DAMAGES, CLAIMS, DEMANDS OR CAUSES OF ACTION, DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE, AS A RESULT OF YOUR USE OF THIS SITE OR ANY INFORMATION YOU OBTAIN ON IT OR ANY OTHER INTERACTION WITH THIS SITE. IN DOING SO, YOU AGREE THAT YOU ARE WAIVING VOLUNTARILY AND UNEQUIVOCALLY ANY LIABILITY OF BCBSRI, YOUR EMPLOYER OR PLAN SPONSOR. PLEASE NOTE THAT SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN WARRANTIES, SO COME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

Todo reclamo u acción que surja de su uso de este Sitio o de estos Términos debe presentarse dentro de un (1) año después de que surja el reclamo o acción, de lo contrario, no podrán presentarse, sin perjuicio de las leyes de prescripción u otra legislación en contrario. Within this period, any failure by BCBSRI to enforce or exercise any provision of these Terms or related right shall not constitute a waiver of that right or provision.

Resolución de disputas

These Terms and the application of these provisions, disclosures and disclaimers and all other matters arising from your use of this Site, or of any information you obtain from this Site, shall be governed by the laws of the United States of America and the State of Rhode Island and Providence Plantations and you agree to submit to the personal and exclusive jurisdiction of the courts located within the county of Providence, Rhode Island.

Otros términos de uso

Severability. Si una parte de estos Términos es considerada no válida o no ejecutable por un tribunal competente, esa parte se hará cumplir en la medida que lo permita la ley, y el resto de estos Términos permanecerá en plena vigencia.

Notices. Any notice to BCBSRI shall be given in writing and sent by certified and registered mail to BCBSRI & Blue Shield of Rhode Island, 500 Exchange Place, Providence, RI 02903.

YOU HEREBY ACKNOWLEDGE THAT THE PROVISIONS, DISCLOSURES AND DISCLAIMERS SET FORTH ABOVE ARE FAIR AND REASONABLE, AND THAT YOUR AGREEMENT TO FOLLOW AND BE BOUND TO THEM IS NOT THE RESULT OF FRAUD, DURESS OR UNDUE INFLUENCE EXERCISED UPON YOU BY ANY PERSON OR ENTITY. AL UTILIZAR ESTE SITIO O LOS SERVICIOS QUE SE OFRECEN EN ESTE SITIO, RECONOCE Y CONFIRMA QUE (I) HA LEÍDO Y COMPRENDE EL ACUERDO, LOS TÉRMINOS, POLÍTICAS, DISPOSICIONES, DIVULGACIONES Y EXENCIONES DE RESPONSABILIDAD ANTES MENCIONADOS, (II) QUE ESTOS TÉRMINOS TIENEN LA MISMA FUERZA Y EFECTO QUE UN ACUERDO ESCRITO Y FIRMADO, Y (III) QUE ACEPTA EXPRESAMENTE QUE ESTOS TÉRMINOS SON VINCULANTES PARA USTED.

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