Earn up to 5:1 ROI* with wellness rewards
What Wellness Premium Reward can do for you
This first-of-its-kind program pays you a dollar-for-dollar match on your employees’ wellness earnings—up to $300 per employee per year.
Rewarding healthy activities encourages healthier and more engaged employees. That can lead to fewer employee sick days, fewer injuries, and greater productivity. Plus, when you earn annual rewards and lower healthcare costs, you put money back in your bottom line.
Wellness Premium Reward is available as a plan enhancement for fully insured large group employers.
BCBSRI will work with self-funded employers to design a custom wellness program.
Cómo funciona
You’re busy. All the time. That’s why Wellness Premium Reward is easy to start and easy to use.
Add Wellness Premium Reward
We’ll help you and your employees get started. We’ve taken the administrative burden out of the program so it’s easy to keep it going.
Encourage employees to register
Motivate your team—and increase earnings—with ready-to-use resources and tips for success. Find out how
Once they register on BlueCare Connect, they start earning points that lead to their own rewards, up to $300 annually.**
Earn rewards
Your business earns money back on your annual medical premium, dollar-for-dollar with your employees’ rewards. Up to $300 for each plan subscriber.
**Wellness programs for some employer groups will shift to BlueCare Connect later in 2025. Read the FAQs here.
How much your business can earn
Greater participation means greater rewards and higher ROI, as much as 5:1 ROI*. You can earn back the cost of the program if only about half of your employees reach the maximum points per year.
*ROI reflects maximum possible employee wellness incentives and employer premium rewards compared to the total annual cost per employee. Individual employer results may vary.
Total reward per employee is based on average 2019 BCBSRI member wellness participation, and includes projected employee incentives and employer premium reward, based on percentage of employee participation.
The examples are for illustration purposes and not a guarantee.
Your next steps
Make wellness work for your business—and earn money back on your annual medical premium—with Wellness Premium Reward. Start now.
Start strong
Our onboarding package builds enthusiasm and encourages employee involvement.
- Dedicated BCBSRI wellness consultants
- Employee communications in the Employer Toolkit
Keep momentum going
Customizable collateral keeps your program fresh and exciting.
- Healthy Challenge promotions
- Ready-to-use presentations and posters
- Email templates to encourage employees in the Employer Toolkit
Track your progress
- Contact your BCBSRI representative or broker for information on how your group is progressing.
*Based on maximum possible rewards compared to total cost.
Wellness Premium Reward Program is subject to terms and conditions as set forth in applicable Sales Agreement between employer and BCBSRI.
BCBSRI will issue a check for the premium reward payment within 90 days of the end of the plan year. The employer is responsible for any taxes imposed on the employer for the premium reward, if applicable. If the employer terminates coverage prior to the end of the plan year, a premium reward will not be paid. BCBSRI reserves the right to modify or terminate the BCBSRI Wellness Reward Program with prior written notice. Premium reward percentage values may be changed by BCBSRI with prior written notice at the beginning of any plan year.