Woman running on beach
2 - 50 Employees

Earn up to 8% back with unique wellness program

Wellness Premium Reward

Earn up to 8% back

Wellness Premium Reward is unlike any other program offered in Rhode Island.

Wellness Premium Reward
Wellness Premium Reward
Wellness Premium Reward

What Wellness Premium Reward can do for you

 

Your employees and your business can earn money for heathy choices—at no additional cost.

Rewarding healthy activity encourage healthier and more engaged employees. That can lead to fewer employee sick days, fewer injuries, and greater productivity. All while your business earns money back on your annual medical premium.

BlueCare Connect app

Cómo funciona

Wellness Premium Reward is easy to use and already included with your health plan—so you can start right away on earning up to 8% back. Here’s how it works:

Employees earn rewards

Encourage them to start earning up to $200 annually by registering on BlueCare Connect and tracking their activities.*

Ready-to-use resources boost activity

Motivate your team—and increase earnings—with ready-to-use resources and tips for success. Find out how

Your business earns money back

Receive an annual check—up to 8% back on your medical premium—based on your employees’ achievements.

*Wellness programs for some employer groups will shift to BlueCare Connect later in 2025. Read the FAQs here.

How much you and your employees can earn

Receive a percentage of your total annual medical premium based on your eligible employees’ registration and their average point accumulation.

 
Empleador
Empleado
Level 1
Annual Payout
1%
Annual Group Average Points
50-19,999*
Level 2
Annual Payout
2%
Annual Group Average Points
20,000-39,999
Level 3
Annual Payout
4%
Annual Group Average Points
40,000-59,999
Level 4
Annual Payout
8%
Annual Group Average Points
60,000+

*For this level only, at least 50% of employees must register for the BCBSRI Wellness Program.

Level 1
Quarterly Payout
$5
Quarterly Points
500
Level 2
Quarterly Payout
$15
Quarterly Points
5,000
Level 3
Quarterly Payout
$25
Quarterly Points
10,000
Level 4
Quarterly Payout
$50
Quarterly Points
15,000+

Up to $200/annually

Programs like Wellness Premium Reward help us offset costs so we can continue to offer this level of coverage.

Rick Grundy

Chief Executive Officer, AVTECH

Your next steps

Make wellness work for your business—and earn up to 8% back on your annual medical premium—with Wellness Premium Reward. Start now.

Start strong
Step 1

Start strong

  • Encourage employees to register with BlueCare Connect.
  • Tell them to track their activity.
  • Use resources we compiled for you in the Employer Toolkit.
Keep momentum going
Step 2

Keep momentum going

  • Promote friendly challenges for your employees.
  • Encourage a wellness champion who can motivate others.
  • Take advantage of the ready-to-use employee communications on the Employer Toolkit.
Track your progress
Step 3

Track your progress

  • Contact your BCBSRI representative or broker for information on how your group is progressing.
¿Tiene preguntas?

Wellness Premium Reward is already part of your plan, but if you have questions please contact your BCBSRI representative or broker.

Wellness Premium Reward Program is subject to terms and conditions as set forth in applicable Sales Agreement between employer and BCBSRI.

BCBSRI will issue a check for the premium reward payment within 90 days of the end of the plan year. The employer is responsible for any taxes imposed on the employer for the premium reward, if applicable. If the employer terminates coverage prior to the end of the plan year, a premium reward will not be paid. BCBSRI reserves the right to modify or terminate the BCBSRI Wellness Reward Program with prior written notice. Premium reward percentage values may be changed by BCBSRI with prior written notice at the beginning of any plan year.